Indepayment will collect your unpaid invoices for you, no fees untill we collect.. No unpaid invoice is too old.  If this is a commercial debt, we will notify the debtor that the debt is being collected through us and that you have assigned an IndeScore to the debtors.  We give the debtor the option of paying the debt and increasing their IndeScore, or continuing to ignore you. If you choose, we will assign the debt to one of our trusted Network Participants and monitor their effectiveness in collecting your debt.  We report the status of the collection efforts to you whenever you ask.

If the debt is paid through our collection efforts, you pay us a fee of $99 if the debt is under $1,000 or 10% of the amount collected if the debt is $1,000 or above.  If we need to use one of our debt collection partners, then you only pay a $99 flat fee and our debt collection partners' fees of about 35% of the amount collected. If nothing is collected, you pay nothing.

To get started with Indepayment’s collect service, register a debt by filling out the form below.   Each debt is considered a different account, so if the debtor owes on more than one project, for example, each debt needs to be registered separately.


Sorry.  Indepayment is not accepting new debts at this time.  If you already have a debt registered with us, we're on it.  Thanks for your interest.

By Registering a Debt you agree to Indepayment's Terms of Service

Our Other Services


Know your clients and determine the risk of non-payment.

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Milestone Payments

Indepayment will secure your fee in advance so you know the client can pay.

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Account Charge-Off

Investors buy your unpaid invoices.

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